To the maximum extent permitted by applicable law, we hereby explicitly disclaim all representations, warranties, and conditions concerning this website and your use of it. Nothing in this disclaimer shall restrict or eliminate our or your liability for death or personal injury resulting from negligence, for fraud or fraudulent misrepresentation, or for any liabilities that cannot be limited or excluded by law. All limitations and exclusions of liability outlined herein apply to any form of liability, whether arising from contract, tort (including negligence), breach of statutory duty, or other legal grounds.

While this website and the information and services it offers are provided free of charge, we want to clarify that we cannot be held responsible for any kind of loss or damage—whether it’s direct, indirect, incidental, or consequential—that might arise from using the site. We recommend that users exercise their own judgment and consult with professionals before acting on any information found here.